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Valid Date: The first date in which a card can be used for payment. The valid date is embossed on some credit and debit cards. Merchants cannot accept payments from cards which have a valid date in the future.

VisaNet: All of the combined networks and systems which provide and support authorization services, clearing and settlement and exception file services for Visa. One of the world’s first electronic payments processing tools.

Voice Response Unit (VRU): An automated system which provides authorization support for merchants with touch-tone telephones.


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What Exactly is a Contactless Payment?

The modern credit card industry and credit card processing began in the 1950s, and the first credit cards...

How Smart Chips Will Make Electronic Transactions More Secure

For the typical business person who runs across fraudulent transactions involving credit cards, credit card processing with smart...

What To Do With All of Your Company’s Receipts

As the electronic age has started to take over more businesses, much of the information that used to...

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